|View single post by dogfacedgremlin34|
|Posted: Mon May 23rd, 2011 02:21 pm||
Big Garea Fan wrote:It is going to depend upon the 401K plans being offered by the employer's plan. A lot of your investing strategy is going to depend upon your age (when you are younger, you can afford to take chances; when you get older, you will be more conservative).
I second what BGF told you. Also, before giving advice, I'd have to know a lot more about you and your plan.
* What are Principal's choice options? Usually, in 3rd party situations like this, you only get a limited selection to choose from.
* How old are you? How many years do you have until retirement?
* How much to you have in retirement already?
A decent new retirement vehicle for the novice investor is lifecycle funds, which mirrors strategy BGF mentioned.
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